Terms of Use

The rules for using this website and its calculators.

Effective date: October 6, 2026

1. Acceptance

By using DebtMathLab (the “Site”), operated by DebtMathLab Team, you agree to these Terms. If you don’t agree, please don’t use the Site.

2. Educational use only

The calculators, guides and other content are for general information and education. They are not financial, legal, tax or investment advice. See our Disclaimer.

3. Accuracy

We work hard to keep the calculators accurate, but results are estimates based on the numbers you enter and simplified assumptions. We don’t guarantee that any result matches what a lender will charge.

4. Acceptable use

You agree not to misuse the Site, including by attempting to break its security, overload it with automated requests, copy it in bulk, or use it for anything unlawful.

5. Intellectual property

The Site’s design, text and code belong to DebtMathLab Team unless stated otherwise. You may share links and quote short passages with attribution.

6. Advertising and third-party links

The Site shows third-party advertising and may link to other websites. We don’t control or endorse them and aren’t responsible for their content, products or services.

7. Limitation of liability

To the fullest extent allowed by law, the Site is provided “as is” without warranties of any kind, and we are not liable for any loss or damage arising from your use of the Site or reliance on its results.

8. Changes

We may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.

9. Governing law

These Terms are governed by the laws of England and Wales, United Kingdom.

10. Contact

Email contact@debtmathlab.com with any questions about these Terms.